Insurance Bad Faith
Insurance bad faith occurs when an insurance company unreasonably denies, delays, underpays, or mishandles a legitimate claim, violating its legal duty of good faith and fair dealing owed to policyholders. Every insurance contract carries an implied covenant that the insurer must act honestly, fairly, and promptly—investigating claims thoroughly, honoring policy terms, and prioritizing the insured’s interests rather than its own profits.
Common examples of bad faith include:
- Unreasonable denial of a valid claim
- Unnecessary delays in processing or payment
- Failure to conduct a proper investigation
- Misrepresenting policy terms or coverage
- Lowball settlement offers that ignore clear evidence of liability
At our firm, we aggressively represent individuals and businesses against insurance companies that put profits over people. We take on the insurers head-on—holding them accountable through negotiation, litigation, and, when appropriate, pursuing extra-contractual damages such as attorneys’ fees, emotional distress, and punitive awards. If your insurer has left you fighting alone after a loss, we are ready to level the playing field and fight for the full benefits you deserve.
